Simple, Transparent Process

Use our tools to plan, compare, and choose the right loan—start to finish.

1

Plan Your Budget & Goals

Estimate how much you need and what EMI you can afford comfortably.

  • Build a monthly budget
  • Set a savings/emergency fund target
  • Define a comfortable EMI range
Use planning tools
2

Compare Lenders & Terms

Review rates, fees, and protections. Shortlist the best-fit offers.

Rates & APR

Understand true cost including fees

Protections

Deferment, forbearance, prepayment

3

Calculate Your EMI

Use sliders for amount, tenure, and interest to preview monthly payments.

EMI & Total Interest

Instantly see monthly payment and total cost

Amortization Insight

Interest vs principal over time

Explore Plans
4

Apply & Verify

Complete the application and upload required documents. Track status online.

Instant Pre-check

Quick initial decision

Final Approval

Verification (typically a few days)

5

Disbursement & Repayment

Funds go to your institution or as per agreed schedule. Choose a repayment plan that fits your goals.

Certification

Institution confirms details

Scheduling

Disbursement aligned to terms

Excess Funds

Residual funds managed per policy

Frequently Asked Questions

Ready to Begin?

Start your journey with our transparent tools and clear guidance.

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